KARACHI – Bank Al Habib is geared towards promoting the saving habit through its monthly saver account. The account offers monthly returns and no restriction to withdraw funds. The profit is calculated at eight percent per annum on balances of Rs 100,000 and above and at five percent per annum on balances of below Rs100,000, based on minimum monthly balance. Free ATM/Debit Card and loan up to 90 percent of deposit amount is also offered. Currently, Bank Al Habib has a network of 302 branches and sub-branches in 87 cities and towns, including a wholesale branch in the Kingdom of Bahrain.