National Bank of Pakistan, the largest commercial bank in the country, has yet again surpassed analyst expectations by posting stellar half-yearly results for the year 2014. NBP posted Profit After Tax (PAT) of PKR 8.13 Billion, translating into Earnings Per Share (EPS) of PKR 3.82, showing 42% growth in EPS compared to the same period last year. NBP achieved these results on the back of lower provisioning charges (down PKR 2.5bn from PKR 7.4bn in the same period last year) and greater Non-markup/interest Income (up 19%YoY to PKR15.4bn compared to PKR12.9bn last year). NBP posted 1HCY14 Profit before Tax (PBT) of PKR.12.3 Billion, an increase of 63 % from the corresponding period last year when it stood at PKR. 7.55 Billion.