Thousands of pensioners already struggling to get by are afraid they will be pushed into poverty if the city of Detroit is able to slash their benefits in a bankruptcy court. Retired fire chief Jerry Franklin Smith spent 39 years battling blazes in a city filled with abandoned buildings and too many arsonists. He’s worried that if a bankruptcy judge allows the city to wipe out its obligations to his pension fund he’ll need to somehow find a job at the age of 78. “I’ve only done physical things all my life. But I really can’t do them anymore,” Smith told AFP. “It makes you nervous.” Police and firefighters don’t qualify for the federally-run Social Security pension plan, which has an average payout of $1,268 a month. So their city-run plan is the only thing keeping them out of food banks or even homeless shelters.