The central bank has extended the expiry date of the Refinance Scheme for Revival of SMEs and agricultural activities in the flood-affected areas by one year. According to a circular issued Monday by the State Bank of Pakistan, the refinance limits already sanctioned in favor of selected banks under this scheme would also continue to be available up to Nov 30, 2013. The banks and the Development Finance Institutions (DFIs) can also apply for enhancement of limits after utilization of their existing limits. Further, other interested banks and DFIs, having branches in flood affected areas, might also apply to IH&SME Finance Department of SBP for sanctioning of fresh limits under the scheme separately for agriculture and SMEs.