The Standard Chartered Bank has appointed Raheel Ahmed as its regional head of consumer banking for the Middle East, Pakistan and African region, the bank said in a statement issued here Tuesday. Raheel is taking over from Vishu Ramachandran, who will become the Chief Operating Officer for Consumer Banking at Standard Chartered Bank. Raheel will report to Steve Bertamini, Group Executive Director and CEO, Consumer Banking and will be based in Dubai, the bank’s regional headquarters. Raheel has over 20 years of experience in Asia, Europe, the Middle East and Africa. He joined the bank in 2004 from Citi as regional head of consumer credit for Middle East and South Asia.